There are hundreds of thousands of people that have no health insurance. Those without health insurance can encounter thousands of dollars in medical debt if they are diagnosed with an illness or require extensive medical testing. Even routine tests can cost upwards of several thousands of dollars and an accident has been known to disable the income of a family – leading to bankruptcy and many other financial hardships. Rest assured, there is light at the end of the tunnel of medical debt. Solutions are available in your own home, through the advice of experts and even organizations available to assist consumers facing unmanageable medical debt.